Insurance Re-imbursement: Holistic Psychotherapy
How you can get 50-80% of your payment refunded for psychotherapy services. We are happy to provide a monthly superbill (receipt) for “out-of-network” mental health therapy sessions. Like many therapists, Kristin Stiles-Hall provides "out of network" care. Many clients are curious as to what “out- of-network” care means, and so, we hope you find this brief explanation helpful. Should you have any further questions, please contact us.
In-Network vs Out-of-Network Coverage
When you visit a doctor or healthcare provider from your insurance plan’s approved list, you’re seeing what is called an “in-network“ provider. “Out-of-network (OON)” providers are any providers outside your plan’s approved list. This means that the “out-of-network” provider choose not apply to be “paneled" on your insurance. Some health insurance plans only cover “in-network" services, while other plans cover both ‘in-network” and “out-of-network" services. Please note that even insurance companies that say they only provide coverage for “in-network” providers, with empowered advocacy, clients are reporting that their individual insurance companies will re-imburse even “out-of-network” with a superbill due to the rising number of “in-network” providers with full/ closed practices.
With compassion and deep understanding, we have been aware of the increasing discouragement and frustration that people encounter when trying to find a provider who is “in-person,” but are facing many full practices or providers who only can offer a waitlist option. We understand that when you finally reach out for assistance/ support, it would be helpful not to have to wait for a long period of time on provider waitlists.
There’s a common misconception that "out-of-network" services are not covered by insurance at all. In reality, many health insurance plans will pay for somewhere around 50-80% of the cost of "out-of-network" services, assuming you’ve met your deductible. Furthermore, the superbill receipt, that we provide on a monthly basis, often will count towards reaching your deductible. If your insurance plan does not offer a wide range of providers or services within its network, it may make sense for you to explore your "out-of-network" options. Additionally, one of the many benefits to working with providers like, Kristin Stiles-Hall, who are "out-of-network" is that instead of spending time with insurance companies in the effort to obtain compensation, we can offer our full attention to you our client. We can also ensure I deep level of privacy. This is often the case for therapy or other forms of specialized care.
What is a superbill?
A superbill is a document made for insurance companies that details the services a therapist or health care provider performed for a client. Essentially, it’s a receipt for your visit to the doctor’s office, but unlike traditional receipts, superbills contain vital information, like diagnosis and procedure codes, needed for insurance payers to reimburse you for the services after you’ve paid. They're different from regular medical bills in that insurers use them to pay clients directly rather than providers. People often under estimate how much of their superbills are eligible for reimbursement. That’s because superbills deal with "out-of-network (OON)" services, and people often mistakenly assume their insurance doesn’t cover OON care. Remember that many insurance plans reimburse somewhere around 50-80% of your provider’s compensation. We encourage you to inquire about your insurance, and understand your specific "out-of-network" coverage; it is easier than you think. You may be pleased to find out that your investment in your wellbeing is not only paramount in your life, but also it may turn out to be up to 80% less than your provider’s listed compensation. It makes sense to find out, you are worth it.
Services
Holistic Psychotherapy & Energy Therapy will offer you an opportunity to move towards balance; by decreasing pain & suffering, and increasing your awareness, and skills. Your self awareness can be the basis of your healing. In a balanced state, you will feel more steady in your life. You will meet stress with less anxiety & more calm strength.
Holistic Psychotherapy
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Energy Therapy: Reiki & full spectrum (table healing)
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Energy Therapy as a complimentary modality
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